Mayfield Law, LLC | April 3, 2025 | Car Accidents
After a car accident, most people think they need a police report to file an insurance claim. While a police report can make your case stronger, you can still file a claim without one. In Brunswick, GA, there are times when calling the police isn’t possible. If this happens, knowing your rights and what steps to take is important.
When Do You Have to File a Police Report in Georgia?
In Georgia, the law says you must report a car accident in certain situations:
- Injuries or deaths – If anyone is hurt or killed, you must call the police.
- Property damage over $500 – If the crash causes a lot of damage, you need to report it.
- Damage to an unattended vehicle or property – If you hit a parked car or damage someone’s property, you should report it.
If none of these things happen, you may not have to file a police report. But even if it’s not required, it’s always a good idea to call the police and get the accident documented.
Can You File an Insurance Claim Without a Police Report?
Yes, you can file an insurance claim without a police report, but it might be harder. Insurance companies use police reports to figure out who was at fault and how bad the damage is. Without a report, you’ll need to give other types of evidence to support your claim. This can include:
- Photos and videos – Take pictures of the accident scene, the damage to your vehicle, and any injuries.
- Witness statements – Get the names and contact information of people who saw the crash.
- Medical records – Show proof of any treatment you received after the accident.
- Repair estimates – Provide documents showing how much it will cost to fix your car.
The more evidence you can provide, the better your chances of getting your claim approved.
Problems With Filing a Claim Without a Police Report
Filing a claim without a police report can be tricky for several reasons:
- Disputes about fault – Without a report, the insurance company may question who caused the crash.
- Lack of documentation – A police report gives an official record of the accident.
- Delays or claim denials – Some insurers may be slower to process claims without enough documentation.
In these cases, a Brunswick car accident lawyer can help you gather evidence against the negligent driver and deal with the insurance company to make sure you get the compensation you deserve.
When Should You Get Legal Help?
If you’re trying to file a claim without a police report, consider talking to a lawyer if:
- The other driver denies fault – Without a police report, it’s harder to prove who was responsible.
- The insurance company delays or denies your claim – A lawyer can help push for a fair outcome.
- You have serious injuries or major property damage – Bigger claims often require legal assistance.
A car accident lawyer in Brunswick can protect your rights and make sure you get treated fairly by the insurance company.
How to Make Your Claim Stronger Without a Police Report
Even if you don’t have a police report, you can improve your chances of success by taking these steps:
- Write down everything – Record details about the crash, including the time, date, and location.
- Gather evidence – Photos, videos, and witness statements will support your case.
- Get medical care – Seeing a doctor right away shows that you took the accident seriously.
- Tell your insurance company – Report the accident as soon as possible and give them the evidence you’ve collected.
- Talk to a lawyer – An attorney can guide you through the claims process and make your case stronger.
A police report can make it easier to file a claim, but it’s not always required. You can still pursue compensation by gathering evidence and following the right steps. If the insurance company is making things difficult or you’re unsure how to prove fault, a Brunswick car accident lawyer can provide the guidance and support you need to get the compensation you deserve.
Contact the Brunswick Car Accident Lawyers of Mayfield Law, LLC for Help Today
For more information, contact Mayfield Law, LLC to schedule a free consultation with our experienced car accident attorneys. We proudly serve clients in Brunswick, GA, Nahunta, GA, as well as Glynn County and Brantley County. We’re here to offer trusted, compassionate legal guidance. Let us help you navigate the legal process and secure the compensation you deserve.
Mayfield Law, LLC Brunswick
1611 Union St
Brunswick, GA 31520
(912) 457-8557
Mayfield Law, LLC Nahunta
13903 E Cleveland St
Nahunta, GA 31553
(912) 457-8557